Loan Purpose

Homeownership is a pillar of the American Dream, and Stonebridge is here to help you realize that dream. Our tailored mortgages, competitive rates, and expert guidance simplify your home purchase. With nationwide coverage, we're your trusted partner anywhere across all 50 states. Secure your dream home with us today.


There's no need to keep that high interest rate for 30 years! With Stonebridge's streamlined refinance process, saving money on your monthly mortgage payment has never been easier. Give one our team members a call today, and we'd be happy to chat with you about dropping your mortgage rate and monthly payment. Oh! And while you're at it, ask about our no-cost refinance program! Avoid paying thousands in closing costs, and ask a Stonebridge banker if you qualify for a FREE REFI!


A home equity line of credit (often called a HELOC) is a line of credit that uses your home's equity as collateral. Many homeowners use HELOCs to take advantage of the equity they've built in their home for major expenses such as education, home improvements, medical bills, or debt consolidation.  As a line of credit, borrowers may draw against or pay down the line during the agreed upon term.

Loan Products

Conforming loans are those mortgage loans which meet government sponsored entity guidelines and are commonly referred to as secondary market loans.  A large majority of homeowners or prospective homeowners will benefit from this type of mortgage product. Fixed rate products are, as their name suggests, loans with rates that are fixed at closing and cannot change for the life of the loan.


Also known as a variable-rate mortgage, adjustable rate mortgages are mortgage loans with an interest rate that periodically adjusts over the term of the loan.  This type of mortgage is more complex than conventional mortgages and, while it can be an effective tool for some borrowers, it is not used as often as borrowers tend to opt to have their rate fixed for the time they intend to own their home.   Stonebridge professionals can help you decide if this type of loan is a good option for you.


Loans of an amount greater than $766,550 or the conventional conforming loan limits as set by the two government sponsored enterprises Fannie Mae and Freddie Mac which regulate mortgages nationwide.  These specialized mortgage products typically carry a higher interest rate than conforming mortgages and demand a level of knowledge and expertise which Stonebridge professionals possess.


Our construction loans provide the necessary financial support for individuals and businesses looking to undertake new home construction or major property renovations. These loans are specifically designed to cover the costs associated with building or remodeling projects, ensuring that you have the funds needed at each stage of the construction process. With flexible draw schedules and interest-only payment options during the construction phase, our construction loans offer the financial flexibility required to bring your vision to life. Our experienced team of mortgage experts is ready to guide you through the construction loan process, answering your questions and providing the support you need to successfully complete your project.

Land Loans

Sometimes, your dream home isn't waiting for you—it's waiting to be built. Our land loans provide the key to making your vision a reality. Whether you're looking to invest in that perfect piece of land, build your custom home, or secure a future property, our flexible land financing options empower you to take the first step. With competitive rates and personalized guidance, we're here to help you secure the land you've always dreamed of. Explore your possibilities with our land loans today.

Portfolio Loans

Our portfolio loan program is designed to offer flexible, tailored solutions to meet diverse financial needs. We recognize that traditional conforming secondary market mortgages aren't accessible to everyone. Our program is crafted for those who face challenges in securing loans through conventional means. Offering a range of flexible and customized loan options, we ensure that every aspiring homeowner’s needs are met, even when traditional pathways are out of reach. Our expert team is dedicated to guiding you through a streamlined process, ensuring that every step is transparent and tailored to your unique financial landscape. With Stonebridge, your homeownership dreams are within reach, thanks to our innovative, inclusive, and accessible in-house loan program.